The exit is the underwrite. Bridge money is priced and sized against how you get out, so a documented, dated exit, a signed sale contract, a refinance term sheet, a lease up schedule, changes both the rate and the leverage available to you. Note the experience spread on this product specifically: it is the widest of anything we offer, from 10.99% down to 7.49%, which means an experienced sponsor should never accept first quote pricing here. Common uses are maturing debt, partner buyouts, stabilization before permanent financing, and anything a bank cannot reach in time.

We are consultants, not a lender, so we have no credit box of our own to protect. We work across a nationwide network: banks and credit unions, local and regional lenders, national platforms, private lenders, debt funds, family offices, and commercial balance sheet lenders. Some are large, some will write one loan a quarter in a market they know better than anyone. Bridge is the most fragmented capital market of the six, and pricing on the same asset can differ by three hundred basis points depending on who is looking at it. Speed and certainty vary just as much, which matters more than rate when a maturity or a contract deadline is driving the calendar.

Our job is to match the file to the lender whose appetite actually fits it, both the sponsor profile, experience, credit, liquidity, entity structure, and the property itself, its type, market, condition, and business plan. That is the part a borrower cannot do alone, because it depends on knowing who is lending this month, on what, and at what price. You get the placement, not a rate sheet.